
Smith & Thomas Insurance
Celebrating 65 years of helping people.
Protect what matters most.
At Smith & Thomas Insurance, we believe peace of mind starts with the right coverage. Whether you’re protecting your family, your business, or your future, we’re here to help you navigate life’s uncertainties with confidence.
Honest advice. Trusted coverage. Local service.
Now offering select coverage options in Georgia.

We’re Proud to Be One of Central Florida’s Oldest Independent Insurance Agencies
Since 1960
For more than six decades, we’ve been helping Central Florida find insurance solutions they can rely on. As an independent agency, we work with multiple carriers and stay close to the market so our clients always have access to up-to-date coverage options and honest guidance.
That’s coverage you can count on.

Honored to Be Recognized
Smith & Thomas Insurance is proud to be recognized in 2026 as a Top 3 Best Insurance Agency in Central Florida.
We’re also proud to share that Colin Etheridge has been named a Top 3 Insurance Agent in Central Florida also!
And there’s an extra reason we’re proud of this one: we were the only insurance agency to have finalists in both categories this year.
We’re grateful for the trust our clients place in us every day for over 65 years, and we look forward to earning that same trust from you, too.
Insurance has changed. Our commitment hasn’t.
Since 1960, Smith & Thomas Insurance has helped families, businesses, churches, and organizations protect what matters most. As an independent agency, we work with multiple insurance companies so we’re able to help you find coverage from more than one market rather than being tied to a single carrier.

Know Someone We Can Help?
We believe good service is worth sharing. If you’ve had a great experience with us, send a friend our way!
There are over 2,300 independent agencies in Florida.
We’re proud to be one of the best.









